What is the best dental insurance to have?
The best dental insurance depends on your specific needs, budget, and preferred dentists. Generally, PPO plans offer the most flexibility with large nationwide networks (85,000+ dentists), no waiting periods, and comprehensive coverage including 100% preventive care, fillings, crowns, and major procedures. We work with 22+ carriers to compare options and find plans with optimal benefits-to-cost ratios, often featuring $0 deductibles and up to $5,000 in annual coverage.
How much does plan comparison cost?
Our plan comparison and advisory services are completely free—there's no cost for consultation with our licensed advisors. We're compensated by insurance carriers when you enroll, so our service costs you nothing while potentially saving you thousands on premiums and out-of-pocket expenses.
Can I really get health insurance for $0 per month?
Yes! Through the Affordable Care Act, 80% of our clients qualify for full coverage medical plans starting at $0/month based on income and family size. Tax credits and subsidies can reduce or eliminate your premium while still providing comprehensive coverage including doctor visits, prescriptions, surgeries, and pre-existing conditions. We'll determine your eligibility during the comparison process.
What's included in Medicare Advantage plan comparisons?
We compare Medicare Advantage plans that include all Original Medicare benefits (Parts A & B) plus additional coverage like dental, vision, hearing, prescription drugs, fitness memberships, OTC allowances, meal delivery, transportation to appointments, and 24/7 telehealth access. Many plans have $0 premiums depending on your location.
How long does the comparison process take?
Most plan comparisons take 15-30 minutes by phone or text. Our licensed advisors quickly assess your needs, review available options from multiple carriers, and present personalized recommendations. If you're ready to enroll, we can complete the application process during the same conversation or schedule a follow-up at your convenience.
Will you spam me with sales calls after I inquire?
No. We pride ourselves on a no-spam, no-pressure approach. You can get quotes via text message, and we only contact you when you request it. Our advisors provide information and guidance—not aggressive sales tactics—because we believe informed decisions lead to satisfied clients.
Do you work with all insurance carriers in my area?
We work with over 22 major carriers including Humana, UHC, Aetna, WellCare, Cigna (HealthSpring), and more. While we don't offer every plan available, we provide access to the vast majority of options in most areas, ensuring you get a comprehensive comparison of quality plans.
What if I need to change plans after enrolling?
We're here to support you beyond initial enrollment. If your needs change or you experience issues with your current plan, contact us and we'll help you explore alternatives during the next open enrollment period or special enrollment period if you qualify due to life changes like marriage, birth, or job loss.