Expert Health Insurance Agent Services and Enrollment Support

An insurance agent typically represents one or a few insurance companies and sells their specific products. A broker, on the other hand, works independently and can compare plans from multiple insurance carriers to find the best option for your needs. At TrueCost Group, our licensed advisors work like brokers—we help you compare plans from major carriers including Humana, UHC, Aetna, and WellCare to find coverage that fits your situation and budget.

Insurance brokers serve a wide range of clients including individuals seeking health insurance, families looking for comprehensive coverage, seniors enrolling in Medicare, self-employed professionals, and people with pre-existing conditions. At TrueCost Group, we specifically help uninsured Americans, individuals turning 65, low to moderate income families, and anyone seeking affordable ACA marketplace plans or Medicare Advantage options.

Our consultation and advisory services are completely free. There are no fees to speak with our licensed insurance advisors, get quotes, compare plans, or receive enrollment assistance. We're compensated by the insurance carriers when you enroll in a plan, so our service costs you nothing while helping you find the most affordable coverage options available.

Many Americans do! Approximately 80% of our clients qualify for full coverage medical plans starting at $0/month through ACA tax credits and subsidies. Eligibility is based on your income and family size. If you're among the 46% of uninsured Americans who meet the criteria, you could access comprehensive coverage including doctor visits, prescriptions, emergency care, and more at no monthly cost. Contact us for a free eligibility assessment.

ACA marketplace plans provide comprehensive coverage including primary doctor and specialist visits, urgent care and emergency room services, prescription medications, pregnancy and maternity care, surgeries, and coverage for pre-existing conditions. All plans meet the standards set by the Affordable Care Act. Depending on the specific plan, you may also have access to dental, vision, and additional wellness benefits.

The enrollment timeline varies depending on the type of plan and current enrollment periods. For ACA marketplace plans, you can typically enroll during open enrollment or if you qualify for a special enrollment period. Medicare enrollment has specific windows based on when you turn 65 or lose other coverage. Our advisors can guide you through the process efficiently—many clients complete enrollment within days once they've selected their plan.

Once enrolled and your coverage is active, you can begin using your insurance benefits according to your plan's terms. You'll receive an insurance card with information about your coverage, network providers, and how to access care. Our team can help you understand how to use your benefits, find in-network doctors, and navigate any questions that arise after enrollment. Your insurance carrier will also provide customer service support.

Yes! We serve clients throughout the United States, including rural areas and smaller communities. ACA marketplace plans and Medicare Advantage options are available nationwide, though specific plan offerings may vary by location. Our licensed advisors can help you find coverage options available in your specific area and explain which providers are in-network near you, regardless of where you live.